What Does A Loss Adjuster Do?
What Is A Public Loss Adjuster & What Is Their Role?
There is no difference between the loss adjusters who are appointed by your insurer and Public Loss Adjusters.com, other than we work for you not your insurer. It is this difference which you should consider when reviewing any submissions from the insurer’s loss adjuster.
Whenever a fire, flood, escape of water, theft or another event occurs in your home or business property, it can be a very traumatic experience for you. During this stressful time, you need help.
The scale of the loss will determine your needs following the claim event. There are many things to consider regarding the claim itself, including the arrangement of surveyors, building estimates, alternative accommodation and emergency payments.
Public Loss Adjusters.com are here to help and can take over the entire claim on your behalf. We provide the same level of expertise and professional advice as the loss adjusters who are appointed by your insurer.
What Is An Insurance Loss Adjuster & What Is Their Role?
In the event of a claim, your insurer will almost always appoint a professional representative, usually a loss adjuster, to protect their interests. It is important that policyholders are aware that these appointed representatives work for the insurance company, not the policyholder. In most cases, the policyholder deals with the insurance loss adjuster. Often, the insurance company may rely on the various clauses in the policy to mitigate or reduce the extent of a claim or, in some cases, reject the claim entirely.
When a claim is accepted, the policyholder will usually have to prepare the building work estimates, the reinstatement works and also deal with other aspects of the claim. In many cases, the insurers’ loss adjuster will tell the policyholder what they are prepared to authorise on behalf of the insurance company and will then appoint a contractor from one of their own preferred contractor networks.